Portfolio-aware thinking
We consider how a new facility works alongside existing property and lender arrangements.
Property finance
Specialist property finance for complex UK cases.
Specialist property finance for UK portfolio landlords, property investors, developers and businesses with complex secured borrowing. We assess the full structure, including existing charges, portfolio exposure and timing, before narrowing the options.
More than standard criteria
Complex ownership, security and income structures deserve a fuller conversation.
A route built for the transaction
The proposed finance follows the asset, purpose and timing of the opportunity.
Property situations we can assess
Portfolio remortgage
A review of existing borrowing as a portfolio changes or needs to release capacity.
Investment purchase
Funding considerations for a purchase where pace, security or structure matter.
Development and refurbishment
A discussion around funding a clear plan to improve, convert or reposition a property.
Existing first charges
An existing lender position need not end the conversation about other options.
Start with the detail that matters
01
Map the assets and charges
We establish how the property and existing security are structured.
02
Define the transaction
We get clear on purpose, timing, value and the route to completion.
03
Assess viable options
We focus on finance that can work in the real-world context of the deal.
Property finance questions
Clear answers to common questions from UK landlords, investors and developers considering a complex property finance structure.
Can I raise property finance with an existing first charge?
An existing first charge does not automatically rule out further funding. The available equity, charge position, lender requirements, purpose of the finance and exit strategy all need to be considered together.
Can a portfolio be reviewed as one funding structure?
In some circumstances, a portfolio review can help identify how existing borrowing, property values, rental income and future plans fit together. The appropriate route depends on the individual properties, security and lending criteria.
What information helps with an initial property finance discussion?
A useful starting point is the property or portfolio details, current borrowing and charges, estimated values, funding purpose, required timescale and intended exit strategy.
Discuss your property finance
Bring the full picture to the table. We will help you understand the route forward.
Discuss property finance